top of page

Financing Options for Every Business

Merchant Cash Advance
1.png
SBA Loan
6.png
Business Line of Credit
3.png
2.png
Term Loan
7.png
Business Consolidation Loan
5.png
Short Term Loan
Elevate Capital offers a complete line of business financing solutions. If you would like more information, or do not see what you need in the list below, you can call us at
(323) 760 - 9590 and we would be happy to assist you.

Merchant Cash Advance

If you need a non-collateral based source of working capital, our Merchant Cash Advance option is an excellent source. It is ideal for covering gaps in cash flow, making it helpful for new and established businesses alike.
Qualifications   
• Credit Score 550+
• Minimum 6 Months In Business
• Tax Lien or Past Bankruptcy Accepted
• $100k In Annual Revenues and Above
• No Collateral Required
Funding Amount
$2,000 - $3,000,000
Early Payment
Discount Option Available,
No Penalties
Interest Rates
Starting at 10% and above
Average Time To Secure Funds 72 Hrs
Estimated Duration
90 days - 12 Months

SBA Loan

SBA (Small Business Administration) Loans remain Montage Business Financial's highest ranking loan option. These loans are most popular with small to medium sized businesses who otherwise are not able to secure low-interest/long-term flexible financing and remains a sought after business loan with low interest rate.
Qualifications
Credit Score of 680+   
2 Years As a Business Entity     
Collateral Based
85% Loan To Value
Funding Amount
$25,000 - $5,000,000
Interest Rates
Starting at 3.5%
Estimated Duration
1-30 Years
Early Payment
Penalties May Apply 
Average Time To Secure Funds 24 Hrs
Required Documents
       • Most Recent Tax Return
       • Up-to-date Financials
Merchant Cash Advance
SBA Loan

Business Line of Credit

Our Business Line of Credit works as follows: The business owner applies and gets approved for a max credit line. The business owner can then draw on any amount up to the max credit line. The remainder of the funds are READILY AVAILABLE at the borrower's disposal to draw upon at any given time. This option is great for a business owner who has an approval of funds but does not want to draw on the full amount and pay extra interest on unused capital. In summary: Take funds as you need, ONLY pay interest on funds you take.
Qualifications
Credit Score of 625+
Minimum 2 Years As a Business Entity   
No Recent Bankruptcies or Foreclosures
 Tax Liens Are Accepted
• $150k In Annual Revenues and Above 
Funding Amount
$10,000 - $5,000,000
Early Payment
Discount Option Available,
No Penalties
Interest Rates
Starting at 5% and up
Average Time To Secure Funds 24 Hrs
Estimated Duration
180 days - 5 Years
Business Line of Credit

Term Loan

A term loan is repaid in regular payments over a longer period of time. Term loans usually last between 1 and 5 years, but may last as long as 30 years in some cases. This is a great option to increase capital in order to scale your business steadily.
Qualifications   
• Credit Score of 625+
• Minimum 2 Years As a Business Entity
• No Recent Bankruptcies or Foreclosures
• Minimum $200K In Annual Revenues

 
Funding Amount
$50,000 - $1,000,000

 
Interest Rates
Starting at 6% and above
Early Payment
Discount Option Available,
Penalties May Apply
Average Time To Secure Funds 72 Hrs
Estimated Duration
90 days - 12 Months
Term Loan

Business Loan Consolidation

Businesses that have multiple loans and large debt can run into major cash flow issues. These issues can slow business growth down to a halt and unfortunately drive a company into bankruptcy. The Montage Business Financial Solution is to consolidate these loans into ONE position with ONE payment, lower interest rates, extend loan terms, and inject much needed capital into the business. Our business loan consolidation loan/loans program has helped countless businesses save money.
Qualifications
• Credit Score of 550+
• Minimum 6 Months As A Business Entity
• Minimum $100K In Annual Revenues
• No Recent Bankruptcies Or Foreclosures
Funding Amount
$50,000 - $1,000,000
Early Payment
Discount Option Available,
No Penalties 
Interest Rates
Starting at 7% and up
Average Time To Secure Funds 24 Hrs
Estimated Duration
30 days - 18 Months
Business Loan Consolidation

Short Term Business Loan

Our short-term business loans option is ideal for businesses that need to "fill in" cash flow gaps in order to secure more business opportunities. A short-term loan is typically approved for a 3-12 month period. This remains one of the popular financing options for small business and is recommended for business owners with lower credit scores.
Qualifications
• Credit Score 500+
• Minimum 9 Months In Business
• Tax Lien or Past Bankruptcy Accepted
• $100k In Annual Revenues and Above
• No Collateral Required
Funding Amount
$3,000 - $5,000,000
Early Payment
Discount Option Available,
No Penalties
Interest Rates
Starting at 10% and up
Average Time To Secure Funds 24 Hrs
Term Duration
90 days - 12 months
Short Term Business Loan
bottom of page